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Home > Archive: March, 2009
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Archive for March, 2009
March 31st, 2009 at 10:23 pm
(This is very long and somewhat boring. I'm mostly writing this here to organize my thoughts and keep track of what was said.)
Yesterday I spoke with the Accounting advisor and was overloaded with information. We talked for about 40 minutes on the requirements for a minor, CPA license, Master's degree, jobs, etc. She was very thorough and didn't rush me (which I liked. My Math advisor tends to speed through everything, but he is still a great advisor).
Minor in accounting
I have decided to minor in Acc. The requirements include Information Systems 101 and 102 and Accounting 201, 202, 401, and two more upper level accounting courses (not 460/481).
The advisor told me that even if I decide to not get a CPA license, I would still be able to get a job in accounting if I minor in it. I would have to start off as an entry level accountant, but that's ok. This definitely made me happy. I was worried that she was going to tell me I needed to major in Accounting to be a CPA (more on that later) or to be an accountant. I'm still not sure exactly what career path I want to take and I'm glad that a minor in Acc. gives me another option.
The CPA License
The advisor informed me that Nevada is one of the harder states to get a CPA license in (which doesn't surprise me- NV is big on licenses). The requirements are three-fold:
1. 150 hours of schooling. This includes an undergrad degree (doesn't have to be Accounting) and several accounting classes. The classes include: Accounting 401, 402, 403, 405, 410, 460, and 470. I also need to take four elective classes (one of which is an internship) and 8 general business classes. Obviously majoring in accounting would get most of the classes taken care of, but minoring still gets several out of the way.
2 & 3. At least 2 years of work experience in the field. and passing all 4 parts of the CPA exam. The advisor said that the best way to do this is to get a job as an accountant, and then begin taking the CPA exam. I can't remember if she said all four parts were given at once or separately.
In order to fulfill all the requirements for the CPA, I have to apply to a special "graduate" program by the university. And when I do, the State Board of Accounting (I *think* that is what it is called) determines what business classes I need to take along with the accounting electives.
Master's in Accounting
I know I want to go onto graduate school. But I'm not sure if I want to study Math or Accounting (or both?). I guess that depends on what career I take. A Master's in Accounting (at my school) is 10 graduate classes. The requirements are: Accounting 401, 402, 403, 405, 410, 470, 460.
Other Stuff
My advisor told me that if I were to stay in Nevada, it might be easier to get my MACC first (if I want to get my Master's) and then start the license program.
That's a lot of "if"s.
--------
So the big question is what the heck do I want to do and when and where do I want to do it?
Thankfully it doesn't need to be answered anytime soon.
I'm not keen on staying in Nevada. I like living here but... I don't want to stay long. With my dad in Cali (and my brother probably going there when graduates HS), I don't have any family that ties me here. And I much prefer the East coast.
Boyfriend says he would prefer to stay in Nevada, but as long as we don't go to the South, he's fine with wherever. And his future job (he wants to be a police officer) is available anywhere.
I *could* stay in Nevada to get my Master's and CPA license (if I decide to go that route) and then move. But that probably wouldn't be compatible with boyfriend's career plans (agencies aren't keen on training you and then you leaving them after a couple years). I think I would prefer to move to another state to get my Master's and CPA license.
So over the next couple years there is a lot to decide. What career I want, what to get my Master's in, if I want to get my CPA license (even if I don't want to be an accountant)...
The decisions aren't going to be made anytime soon. I'm going to look to see if there are any internships in the accounting field. And as graduation comes closer, I'll start making the big decisions.
Whew! That was a lot.
Ok, so Friday I register for classes. Both for the summer and for the fall.
Summer classes:
Core Humanities 202
Accounting 201
Math 285
Fall Classes:
Math 373
Math 330
Math 461
Accounting 202
Information Systems 101
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School
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5 Comments »
March 31st, 2009 at 05:12 pm
March was a pretty good month.
I saved a total of $349.88. That breaks down into:
-IRA: $131.19
-Savings: $218.69
On Half.com I made a total of $11.40, bringing my total for the year to $217.77. My average for the year so far is $72.59, above my goal of $40/month.
Posted in
Monthly Totals,
eBay Challenge
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1 Comments »
March 30th, 2009 at 10:24 pm
I shipped my item today. Shipping and packaging was $2.19. So my total for this month is: $9.21. Decent.
I am so exhausted. I got only a couple of hours sleep last night. I wasn't up late studying or playing games or watching movies. My brain would just would not shut off. I wasn't tired until it was really late.
I somehow got through the day. I did the grocery shopping and went to the post office and talked with my advisor and then went to my classes. Tomorrow I will post about what my advisor said and what I plan on doing. Right now I need a nap.
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School,
eBay Challenge
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2 Comments »
March 29th, 2009 at 06:14 pm
I sold another thing on half.com today. This time a movie.
Before shipping fees, I get $6.21. I haven't shipped it yet (it is a Sunday), but shipping fees should be no more than $1 or two.
Yesterday I also received cash tips for the party I worked. $42 in cash and I'll get another $40-ish on my paycheck. I am, unfortunately, not working at all this upcoming week. So my paychecks for April are going to be really low. Oh well. In May it will start picking up and will last at least through September (we have several weddings in September). I think I'm going to hold onto the cash tips and use that as my spending money and take less spending money (if any at all) out of my next paycheck.
Posted in
Work,
eBay Challenge
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4 Comments »
March 28th, 2009 at 05:08 pm
I may an impulse purchase yesterday, but one that is definitely worth it.
For my job I have to wear a white, buttoned-down, collared, long sleeve, plain shirt. No fancy buttons, etc.
And it has been extremely hard for me to find one in my size. But yesterday I ran into some good luck when my boyfriend needed to go shopping.
We stopped by Old Navy because boyfriend needed to get some clothes and while he was trying on the clothes I wandered off and did some browsing myself. I wasn't intending to buy anything, just wanted to see what they had (it's been a long time since I've been in Old Navy).
And there I saw it: shirts I can wear for work! I checked the shirt over- small buttons, buttoned up to the top, collar, long sleeve, etc. I grabbed an XS (last one they had too- I really lucked out!) and tried it on.
It fit!
Yay! It cost $20 but well worth it. I now have a total of 3 shirts I can wear for work! In a few weeks I'll go back and see if they have anymore in my size. When I go back I will also look for a pair of black slacks. One of the two I have for work will need to be replaced soon.
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Work,
Shopping
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4 Comments »
March 27th, 2009 at 05:40 am
I can't stop laughing.
Text is http://www.youtube.com/watch?v=lCJ3Oz5JVKs and Link is http://www.youtube.com/watch?v=lCJ3Oz5JVKs
I think my favorite lines are "It's a difference of opinion" and "I'm not a mathematician".
And, of course, the payment that goes with it:
Text is http://failblog.org/2009/03/18/bill-payment-win and Link is http://failblog.org/2009/03/18/bill-payment-win
(payment by a different person)
Posted in
Misc.
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5 Comments »
March 26th, 2009 at 10:39 pm
What do you do next?
I have decided, with regards to the money I will be getting for referring my friend, I will spend no more than $60 and save the rest.
But my question is, when you guys meet your savings goal, what is your next step? Do you take a small break from saving and buy yourself something (nothing outrageous, just a small treat)? Do set a new savings goal and work on that or do you set a different goal (maybe a CD, stock, etc)?
I'm thinking that once I meet my savings goal I will concentrate on my IRA until I meet that goal. And once both are complete, I'm not sure what to do. I could just continue saving, but I would like to "diversify". I was considering getting into the stock market. I would save another $1,500-2,500 and then buy some stocks (not sure which ones, still researching). Does this make sense?
For the most part I want my money to be safe. But I am willing to take a risk with a small amount (under $3,000), which is why I was considering the stock market.
Posted in
Banking,
Misc.
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2 Comments »
March 25th, 2009 at 12:03 am
So I recently found I will most likely be getting a check from the company that owns the complex I live in for $500. Reason is that a mutual friend of myself and my boyfriend has signed a lease and is moving into an apartment because of our recommendation.
The company is/was running a special that any current resident who recommended someone to the complex (and they signed a lease) would receive a check for $500. I don't know if the special is over; they never mentioned when it would end. But if it is over I will be getting a check for $250 (the regular rate).
BF and I have decided to split it 50/50. It is a mutual friend of ours and since BF does live with me, it seems fair.
The issue is though, I want to spend all of my portion. BF says he doesn't care whether I spend or save it (he plans on buying a video game and saving the rest).
I know the ideal plan would to do something similar to what my BF is doing, but.... I don't want to! Argh. The check would arrive, at the earliest, in a month.
I think I am getting a little stir crazy. I have been really good about saving for awhile and I kind of want to just spend. I don't know what to do. I think my wanting to spend this money goes beyond just wanting to buy something.
What would you do? Until I know otherwise, I'm going to pretend that my portion will be $125.
Posted in
Misc.
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5 Comments »
March 23rd, 2009 at 06:05 am
So a week-ish ago I lost two very important things: my car keys and two checks totaling $280.
Over the past week I have torn my house upside down and couldn't find either. I gave up the search two days ago and resigned myself to having lost those items.
Today I found my car keys. YAY! This gives me hope that I will find the checks. The car keys were in my coat pocket. So tomorrow the search will continue for the checks, but I will be searching all coat pockets and purses too.
Boyfriend celebrated his 21st birthday yesterday. I ended up babysitting (and driving around) four drunk guys. None of them got drunk enough to where they were passing out or throwing up, but they were definitely not able to drive. Boyfriend becomes a happy, and very honest, tipsy man. I don't think I can count the number of times he said "I loooooove you".
So my boyfriend let slip a vital piece of information last night... one that he had been keeping to himself and hadn't told anybody, including his best friend. I am hesitant to mention it as I don't want to jinx it, but let's just say that if he does as he said, we will be starting a wedding fund in the next few months.
My girlfriends and I hung out today. We played a game called rummikub. It was a fun game, but frustrating. We did some window shopping afterwards. One of my friends is moving in with her boyfriend into their first apartment and wanted to look for furniture.
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Misc.,
Family
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4 Comments »
March 21st, 2009 at 12:35 am
We'll start with the good:
I got my paycheck today, it was for $258.51. So I put $129.26 into savings, $77.55 into IRA, and $51.70 for spending money.
And now the bad news...
I *kind* of went over budget today. I know, I know! Bad Cassandra! Tomorrow is my boyfriend's birthday and I finally figured out what to get him. I got him a $25 visa gift card for when he goes drinking tomorrow and a nice chess set ($50). I had budgeted $75 for his birthday so I went a few dollars over when you take sales tax into consideration.
But the real budget kicker was our little day trip today. I spent $19 on lunch for the two of us, I bought myself a $6 lip gloss (normally I wouldn't have spent so much on lip gloss but it had a funny tube!), $16 on fudge (it was REALLY good fudge!), $15 on gas, and on the way home I bought myself a small sandwich and drink ($9). Total spent: $65. Planned: $50.
Fortunately I have some spending money at home from the past couple paychecks that I haven't spent yet. I didn't think I would spend so much today so I didn't have enough cash for everything and had to charge the rest. Tomorrow I will go to the bank and deposit some of my spending money to cover my CC. So while I did spend more than I expected, I do have the cash to cover it. I just didn't have it with me at the time.
Ironically, the reason I left the rest of my money at home was because I didn't want to spend it all. We don't normally take day trips and normally we would have split the cost of it but because it is his birthday tomorrow I wanted to pay.
So I went over budget by $15. Actually $20 if you include the sales tax.
Posted in
Work,
Shopping
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3 Comments »
March 19th, 2009 at 08:16 pm
My half.com total for January was about $201. February it was $0. Today I FINALLY sold another book!
After shipping I made $5.19 on the book.
Yay!
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eBay Challenge
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4 Comments »
March 19th, 2009 at 05:40 pm
Ok, try not to laugh too hard...
So yesterday I had made a date with my friends. While I was waiting for them to arrive at my place I was using my laptop on the couch. The phone rings, I get up to answer it, and keep my back turned to my computer.
When the phone conversation is finished I head back to my computer and find my other cat sitting on the keyboard. I shoo her off and try to put in my password- but most of the keys won't type! I tried almost every key on my keyboard and discovered most didn't work. All the keys would go down when I pressed them, but my screen wouldn't show the letter being typed.
Just then my friends arrive so I close my laptop and forget about it until I get back.
I called the Apple store and explained what happened. The SA asked me what keys typed and I told him: the number keys, command, option, the keys with commas, back slashes, etc, and the letters M, J, K, L., U, and I (respectively: 0,1,2,3,4, and 5).
The SA asks me if the num lock is on. I tell him yes, it is.
The SA then tells me to press the num lock (turning it off) and try typing other letters.
It worked!
I couldn't help but laughing. I've had this laptop for a few years now (I think I got it in 2005) and I am just now learning what num lock does. At least I had the sense to call the store before I drove the 25 minutes there.
Yep.
Yesterday I did the grocery shopping and it came to $196. But we also bough TP, towels, shampoo, DO, soap, laundry detergent, and the fourth season of House. If it had been just food the total would have been around $100.
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Shopping,
Misc.
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5 Comments »
March 18th, 2009 at 01:34 am
Well I am not working this weekend which is both good and bad. Bad because it means I don't make money, good because I can spend my boyfriend's birthday with him.
Which brings me to a problem... I have no idea what to get him. He says video games or something from a certain store, but there are problems with his suggestions. First, I don't know what video games he likes. And I feel weird getting him a gift card. Second, the store he mentioned doesn't exist! I looked in the yellow pages, googled the name with our city following, and I called 411. NOTHING! I even tried variations of the name but all I got were restaurants.
Friday is payday which makes me happy. I can't wait to see how much I can put into my savings.
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Work,
Shopping,
Family
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2 Comments »
March 17th, 2009 at 04:17 am
I skipped out on you guys for a few days just to keep you on your toes.
:P
Actually, there have been some problems with boyfriend's mom. I have been hesitant to post about it but I am getting sooo frustrated with the situation and I don't want to put my boyfriend in the middle even more than he already is.
The problem *seems* to be that our personalities just don't mesh well. I rub off on her the wrong way and visa versa. It also really doesn't help that I am the first girlfriend she has had to deal with. This is unchartered territory for her.
Boyfriend thinks mostly it is that I am such an independent person that bothers her. I have always been this way- my parents said even was I was just a few years old I was always very independent. I don't get why this is an issue, but apparently it is.
And she wants me to fix everything, but I don't know what to do. She won't talk to me and the times we do talk about what is going on, she just tells me that she knows we are both stressed and everything will be ok. So how am I supposed to fix what is going on if I can't get a straight answer?
Le sigh.
So last night I totally forgot that I didn't have school today because of spring break and I started to do my homework. I was working on Diff. Equ. and finally got so frustrated with it that I threw my pencil down, threw my hands in the air, and said "Pfffffttt." My boyfriend then asks me why I was doing homework when it was spring break.
My reply? "I forgot that it is spring break. Why didn't you tell me sooner?" paired with an evil glare.
His reply? "I dunno."
He just likes to see me suffer.
Work was interesting on Saturday. I forgot to call and get my schedule today so tomorrow I will call them.
Boyfriend and I did some window shopping today. It was a lot of fun walking around town with him and looking at everything in the stores. All we bought was lunch (I think it was about $10). Wednesday I am having lunch with friends and Thursday boyfriend and I may be going to spend the day at the lake. Maybe. I haven't decided if I actually want to go.
I wish boyfriend was here right now. I really just want to watch a movie or something with him. I need to relax somehow.
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School,
Family
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4 Comments »
March 14th, 2009 at 04:26 am
Everybody, jump for joy!
Jump! Jump!
The kitchen is done! It took 6 weeks, but it is DONE! Yay! The countertops were put in today and we have a working sink and everything is all good.
Now comes the fun part: putting everything back in place and cleaning. Actually that won't be so bad. I put everything into boxes labelled with where the stuff goes so it should go by quickly (me? organized? who would have thunk it?).
Boyfriend's 21st birthday is a week from tomorrow (we are exactly two weeks apart). I still don't know what to get him. He's not telling me what he wants so I haven't got a clue. I am going to head to Walmart sometime this week (probably Monday because it is spring break. Yay!) to look for ideas. He likes video games and Dungeons & Dragons but he says he has all the D&D stuff and video games he wants. Until, of course, the next game comes out.
The interest on my IRA is accumulating so slowly. It is March 13th, I have more in my IRA now than in January, and yet I have only earned 3 cents in interest so far. It is frustrating. Not much i can do about it though. (I'm pretty sure I said the same thing last month. Hmm.)
We heard from the Social Security Administration. My brother will be getting about $500/month from SS. My brother wants to save most of it but we'll probably give him $100/month to spend as he pleases. Not that he has much to spend his money on. I'm trying to convince him he should give me the money and I'll "take care of it". He's too smart though.
Posted in
Retirement,
Misc.,
Family
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2 Comments »
March 12th, 2009 at 08:40 pm
Tomorrow I need to do the following:
1. Make an appointment with my advisor. I need to talk with him about pursuing graduate school for accounting or finance. And make sure I am on the right track for my Math major.
2. Talk to the Accounting advisor. I need to know which classes I might have to take and what (if anything) I need to do to declare a minor in accounting (I might have to apply to the College of Business first). I also need to make sure that if I do minor in accounting, and go on to graduate school for it, that it is enough to become a CPA (my state requires 150 hours to become certified).
I do hope neither one of them tells me to change my major. I love math and do not want to change my major to something else. Of course, if it is the only way to get things done, I might have to. But I am still unsure if I want to go into finance/accounting.
What I need to do today:
1. Fill out the form for adjusting my tax return.
2. Help my boyfriend with his taxes.
I wish I could do the taxes now, but will have to wait until later tonight (currently being at school and all).
The DOW went up more today. I kind of wish it had stayed low. I want to get into the stock market this year, but am uncomfortable doing so until I have more saved. But who knows how the market will be a few months from now?
Posted in
Banking,
Misc.
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2 Comments »
March 12th, 2009 at 01:34 am
I am no good at waiting.
No good.
Next Friday is payday and I want my paycheck now.
BUT, if I were to get my paycheck today, it would not be as high as when I receive it on the 20th. Win some, lose some.
But what I am REALLY wanting to get done is the countertops. They called and they are coming on Friday to put in the new countertops. It's about freakin' time! I first noticed the leak on January 24th. A plumber came by later that week and on Feb. 1 they began the process of removing the mold. And our kitchen hasn't been the same since. We are going on SIX weeks without a proper kitchen.
But even though the countertops will be done Friday, we are probably not going to have a sink until Monday. Why? Because the plumber is coming by tomorrow to remove the sink so they can put in the countertops Friday, and knowing this company, they won't be by until Monday to put the sink back in.
The bright side is that we did not have to pay one penny for any of the work done. Because the leak was caused by the pipes not being put together properly (maybe it was all that soda they were drinking...), the HOA covered all of it.
I'm going to go read. This week the homework load has been really light because spring break starts Friday! Yay!
After I finish these two books I am debating on whether or not I should get another book. The book in question is Bringing Home the Birkin by Michael Tonello. I can buy it on half.com for $8 (hardcover, only version available right now), but if I wait until August I can buy the paper back version from Borders using my gift card. Decisions, decisions.
Oh, and I decided to get a PO box. I'll probably get one at the end of March, so after I receive my paycheck. Do I have to change my mailing address with the Post Office? How about the DMV? Or does it not really matter because I am not moving?
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Work,
Shopping,
Misc.
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4 Comments »
March 11th, 2009 at 04:51 am
My boyfriend has seen the following movies with me:
1. 1776
2. Beauty and the Beast
3. Breakfast at Tiffany's
In case he asks you, remind him that he has seen the above movies with me. He disagrees with me, but I know he has seen the aforementioned movies. I even remember conversations we had about the movies!
Jeesh.
[PS. I am writing this post because he asked me if I wanted to watch a movie. I said we could watch Breakfast at Tiffany's again and he said he hasn't seen and that sparked a friendly argument about this. And, of course, I get the last word. Hehe.]
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Family
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6 Comments »
March 10th, 2009 at 11:47 pm
I've been looking for a photo editing software. I would like to get Adobe Photoshop Elements 6 (for Mac) but it costs about $100 new. I searched Amazon.com and found it for $75, but I would like to spend less. Ebay did not have it. Is there anywhere else I can find computer software?
I finally bought my glasses today! I know I said I was going to buy them yesterday, but it was snowing and really cold yesterday. The roads were also a little icy. So I stayed inside and drank hot coco instead.
The total came to $275 with tax. A little high, but I went to three separate eye glass stores and I would have spent about as much no matter where I got my glasses. I can't wait to get rid of my current frames. I have been wearing them for almost 2 years and am tired of them.
I also went to Borders to spend my gift cards. I bought two books- Remember Me? by Sophia Kinsella and Plain Truth by Jodi Picoult. I have about $20 left so when I am done with these books I will go back and buy another.
I still haven't decided on whether or not to get a PO box, but I am leaning towards getting one. I don't have to pick up mail every day and there are a couple within 2-3 miles of my place.
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Shopping,
Misc.
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12 Comments »
March 9th, 2009 at 09:20 pm
According to the news here, there has been a recent string of people breaking into mail boxes in apartment/condo complexes and stealing people's identities. The mail boxes they break into are the ones that are outdoors and not really protected.
The mail box in our complex is outdoors and not really protected.
I'm wondering if I should get a P.O. box to protect our mail. I don't get any credit card statements in the mail so all I get are banking statements and the occasional letter. We do get the house bills in the mail though.
Is it worth it? I think at one point in time we did have a PO box (I'm pretty sure we did)- not sure why we got rid of it. The smallest one here starts at about $20/month (depending on location). I just don't like having to drive somewhere to pick up my mail.
Your thoughts on a PO box? Is it worth it?
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Misc.
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11 Comments »
March 9th, 2009 at 05:26 am
Tomorrow I really need to buy new glasses.
I am starting to get headaches because my current prescription isn't up to date. My eyesight hasn't changed much (the littlest it has changed in a few years actually), but I'm starting to get headaches from it. I can't put it off any longer.
So tomorrow I will go to the eye store. I will stop by Walmart to look at their glasses (and see if they have any work shirts). If nothing (and I'm expecting nothing) I will head to the mall. There is a Borders in the mall so I can buy some books at the same time. Yay for multitasking!
This is going to sound silly, but... I love tracking packages I have ordered. I think it's fun to see where they are stopping on their way home to me. I can watch it get closer and closer.
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Shopping,
Misc.
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5 Comments »
March 8th, 2009 at 09:19 pm
So a quick run down of everything:
Work: This upcoming week I work 2 days: Friday and Saturday. Saturday will be easy, but Friday I am worried about. It is a good sized party (90), and they will be given a menu to choose from (if they want to order). They will mostly be drinking. I do not like parties where they can order food. I do not like actually serving. I almost always mess up. But, because they will be drinking, they will tip more. The only tips we get from this banquet will be any cash tips we receive.
Condo: Carpet repair men will be coming tomorrow. My boyfriend, brother, and myself just finished moving the dining room table, chairs, and hutch (for the third time!) out of the dining room. After they are done (hopefully it is a one day job!), all that is left is finishing the counters.
And just as one problem is wrapping up, another one begins. I think I need to call the washer repairman down to look at the washer machine. It is making funny noises during the spin cycle, so I think something might have become loose. I looked in the washer and felt around (it is a top loader), but didn't feel anything loose.
Everything else: (I'm too lazy to think of different categories.) I completely forgot to make an appointment with my advisor so I really need to do that tomorrow. I believe within the next month registration will begin, but I am not certain.
I went grocery shopping and forgot to buy sunscreen for the second time. I wear it every day but ran out about 1.5 weeks ago. Must remember to buy it on way to school tomorrow!
I hate wallets. I have been using a Coach mini skinny that I bought a few months ago as my wallet. It fits my cards and my car keys and is small enough to fit in just about every purse. But, when my boyfriend gave me a wallet for my birthday I decided to use it. It is a very pretty, albeit bulky, wallet. Today I wanted to use a small purse so I move my wallet into the purse and the wallet takes up the entire inside of the purse! Argh. Not wanting to completely change my wallet, I took out my ID, cash, and debit card and put that in the purse.
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Family
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0 Comments »
March 7th, 2009 at 12:59 am
Yep, tomorrow I turn 20! Yay!
Today my boyfriend and I went shopping as I needed more work clothes. Didn't find what I was looking for so sometime next week I'll go to a couple different stores.
My boyfriend gave me my present today, which was a really pretty red cardigan, a pink leather wallet, and some perfume. We also went out for lunch today and got some chocolate cake.
The floor guy is coming on Monday to replace the dining room carpet and to put in the linoleum in the pantry. I have no idea how long it will take, but I am keeping my fingers crossed that it is only a day or two. The company that is doing the countertops is having trouble finding the same color granite as our existing counters, so that might take an extra few days.
The interest on my IRA is still coming in very slow. But at least I am making some money, right?
I looked over my older posts and figured out something interesting. It took me nearly 17 months to save the first $1,000 in my IRA. However, since then it has only taken me 5 months to save another $700, and I'll probably be able to save the other $300 (and giving me my second $1,000 in my IRA) in the next few months. I'm getting better at this.
I don't know if I mentioned this in my previous post, but tomorrow I am working. And the banquet that I am working is a 90th birthday party. It highly amused me that on my birthday I am working a birthday party.
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Retirement,
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Family
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13 Comments »
March 5th, 2009 at 10:52 pm
I was debating on whether or not I should get my paycheck today but I decided to go ahead. My boyfriend came with me and while we were there we also had lunch- he has never been to my work before and we were both hungry.
My paycheck was for about $178.00 so I put $89 into my savings, $53 into IRA, and $35 I kept for spending money.
There is not much else to report on. Things are chugging along just as they have always been.
Posted in
Banking,
Work
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3 Comments »
March 5th, 2009 at 12:04 am
So yesterday I really buckled down and got most of the laundry done. There was only one load left (a blanket) that needed to be done so I decided to do that today after my classes.
I take the clothes out of the dryer (too lazy to do that this morning) and take less than a minute to put them away. I go back to the dryer and washer to put the blanket in and guess what I find in my dryer?
My cat!
She looks kind of mad in this photo, but she is normally very sweet.
I am so happy. I found what I was looking for! I have been looking for a way to organize my purses and accessories and I found those interlocking cubes (like this one: http://www.walmart.com/catalog/product.do?product_id=3579668) for pretty cheap. I ordered two sets of four (not from Walmart though) and they should be arriving in a week or so. I used to have a few of these when I was a kid. I remember keeping my barbies and dolls and other toys in them.
Tomorrow is payday but I don't think I will pick up my check tomorrow. I work Saturday so I will most likely get it then.
Posted in
Shopping,
Family
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12 Comments »
March 3rd, 2009 at 01:17 am
I can't decide on anything.
I have been saving up for a large purchase (this is besides my regular savings) and after having to save for it for so long, I decided I don't want it anymore and I want something else.
I wish I would make up my mind. Sometimes I annoy myself.
I am not touching the money in my savings and I always put money into my savings/IRA before I give myself money to spend. I just wish I would make up my mind on what I should spend the money on! It's like I have so many choices and I can't decide- everything looks so good but I want to make sure I get the best thing that I end up not spending the money at all.
Blah.
Today was really boring. My afternoon class was cancelled (unrelated to the weather) but because the weather was just dreadful I couldn't really go anywhere besides home. So I played with the cats, did some homework, read, and now I am writing this. I don't know what I shall do next...
Posted in
Shopping,
Misc.
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2 Comments »
March 2nd, 2009 at 04:49 am
Today my dad, boyfriend (yes! I convinced him to come!), and myself went shopping today.
We had a lot of fun. The first couple stores I went into I walked out empty handed. I had debated getting a Wii for my birthday but decided against it. After looking at the various games, I figured I wouldn't use it very often. If the price drops to below $200 I might reconsider. After several hours of shopping I ended up getting: a Coach wristlet and small pouch, a Dooney & Bourke Lily tote, and several pairs of jeans.
While we were in a store my dad said he was going to sit down and that I "had free reign of the store". My boyfriend replied, "That's a dangerous thing to say to her."
(Excuse the mess in the background. We had to move some pictures and things from the dining room to the living room.)
The above is what we bought today.
After shopping we took a break and then went out to dinner. Tomorrow we will be having cake.
I have been thinking more about what I want to do after college. I am going to make an appointment with my advisor to talk about grad school for next week. I am still unsure of what I want to do but talking with my advisor should help, or at least clear up some questions I have about grad school. I am also thinking that instead of going to grad school right away, I work in a bank or something to see if I really like it. I know I love law enforcement (I have done internships in that area), so I guess it is a question of which I love more.
Posted in
School,
Family
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0 Comments »
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