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What to do?

March 24th, 2009 at 05:03 pm

So I recently found I will most likely be getting a check from the company that owns the complex I live in for $500. Reason is that a mutual friend of myself and my boyfriend has signed a lease and is moving into an apartment because of our recommendation.

The company is/was running a special that any current resident who recommended someone to the complex (and they signed a lease) would receive a check for $500. I don't know if the special is over; they never mentioned when it would end. But if it is over I will be getting a check for $250 (the regular rate).

BF and I have decided to split it 50/50. It is a mutual friend of ours and since BF does live with me, it seems fair.

The issue is though, I want to spend all of my portion. BF says he doesn't care whether I spend or save it (he plans on buying a video game and saving the rest).

I know the ideal plan would to do something similar to what my BF is doing, but.... I don't want to! Argh. The check would arrive, at the earliest, in a month.

I think I am getting a little stir crazy. I have been really good about saving for awhile and I kind of want to just spend. I don't know what to do. I think my wanting to spend this money goes beyond just wanting to buy something.

What would you do? Until I know otherwise, I'm going to pretend that my portion will be $125.

5 Responses to “What to do?”

  1. whitestripe Says:

    why don't you save $50 and spend $200? i know everyone is going to go 'aaargh' at me because of my suggestion, but if you're already planning on spending it, why don't you just save a little bit so you don't feel too bad? it is what i would do, anyway Smile

  2. creditcardfree Says:

    I'd put it all on your Roth IRA, if it were me. In time, it will be so much more. I wish I had saved more when I was your age.

  3. cassandra Says:

    Now see, you guys are telling me what I don't want to hear. :P Just kidding!

    I know it would be best to save at least some of it. And there is part of me that tells me to be sensible and to save some. But there is another part of me that is saying , "Ignore the sensible part!".

    I will end up saving some of it. The amount to be saved will be determined later, depending on the amount I receive and what I decide to buy. I will try to save at least $50 though.

    Thank you both.

  4. oceansluver78 Says:

    I wish I had saved more when I was your age.

    I agree 100 %

  5. cassandra Says:

    You know what I think my biggest hurdle is with this money? I didn't earn it!

    With my paycheck, I sometimes feel bad about taking a small portion (usually 20% or less) and spending it on going out or clothes or whatever. I work hard for that money and it is natural to me to want to save it and use it to prepare for the future.

    But with this money, I didn't do anything to earn it. I talked to a friend about where I live- that is hardly work. So I guess I feel like because I didn't really work for it, I don't really need to be careful with it.

    Not the best view point, I know. It needs to change.

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