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A Budget Worksheet

July 8th, 2007 at 06:57 pm

After talking to my parents about credit cards and reading about them here, I've decided to take the plunge and get a student credit card to be used expressly for gas. I've found one that sounds (and is) great-the Citibank Student Driver's Edge Mastercard.

I read through almost two pages of Terms and Conditions, and while very tedious, I'm sooo glad I did. I had to take a couple breaks, but I got through it alive.

Since I withdraw cash for gas, I decided that when I gas up I'm going to enter the amount into my checkbook register rounded up. That way when the bill comes I have money to cover it without having to scramble.

As I was doing research I found a budget worksheet on citibank's website. It's geared towards teens, but can be used for anyone. It even has a section to put away money each month towards a goal.

http://www.citi.com/us/cards/cm/student/spend02.htm

3 Responses to “A Budget Worksheet”

  1. koppur Says:

    You might want to consider getting a gas cc from one of the gas companies. That way you won't be tempted to use it anywhere else. I have a Gulf CC. It can only be used at Gulf stations and only or gas. I know Mobile and Sunoco also have cards like that.

  2. Carolina Bound Says:

    An 18-year-old who reads the terms and conditions! I'm impressed!

  3. Cassandra Says:

    Koppur: I checked out the gas cards but they all have a minimum income that is more than what I make. I also couldn't find one for the gas station I frequent. But thanks for the suggestion!

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